Health and Wellness

Provided by the IATSE856 Health & Welfare Trust

If you’re a member of our Health and Wellness Plan, you’re eligible for benefits coverage to support the wellbeing of you and your family.

This page features everything you need to know about how our plan works, your coverage details, how to manage your coverage, how to manage your claims, and the plan resources available to you and your eligible family members – so you can make the most of our plan.

WHO TO CONTACT

If you have questions about your coverage and how our plan works

Contact AGA, our plan administrator:

1-800-218-7018

iatse@aga.ca

If you have questions about claims and your Health Spending Account (HSA) balance

Contact Canada Life:

1-855-729-1839

QUICK LINKS

How our plan works

Coverage-at-a-glance

Annual enrolment

Managing your coverage

Managing your claims

Benefits and claims app

Who to contact

HOW OUR PLAN WORKS

Our Health and Wellness Plan is made up of four coverage levels. The level that you and your family are covered for is based on:

Your hours worked in the previous calendar year;
The contributions that are automatically paid by your employer to the Health and Wellness Plan, as a percentage of your wage, set out in the collective agreement.

The more hours you worked during the previous calendar year, the more you contribute, the higher your coverage level will be. For an overview of how our plan works, watch the video below.

COVERAGE AT-A-GLANCE

The summary below shows our plan’s four levels of coverage. To confirm your current coverage level, log in to your account on our plan administrator’s website.

Basic Life	Level 1	Level 2	Level 3	Level 4
Group life insurance payable to your designated beneficiary in the event of your death for any reason Amount varies based on your level of coverage Reduces by 50% when you turn 70 and ends when you turn 85	$25,000	$50,000	$100,000	$100,000

Optional Life Insurance	Level 1	Level 2	Level 3	Level 4
Available for you and your spouse in units of $10,000 to a maximum of $500,000 Rates by age, gender and smoker status Rates by age, gender and smoker status Terminates at age 70

Accidental Death & Dismemberment	Level 1	Level 2	Level 3	Level 4
$75,000 benefit payable in the event you die as a result of an accident Reduces by 50% when you turn 70 and ends when you turn 85

Employee Assistance Plan (EAP)	Level 1	Level 2	Level 3	Level 4
Counselling and referral services available to you and your dependents

Short Term Disability	Level 1	Level 2	Level 3	Level 4
Coverage changes each year to match the EI maximum payment — currently $638/week Benefit is payable after 119 waiting period to a maximum of 52 weeks payable for non-occupational disease or injury Coverage terminates at age 65 Note: Short Term Disability is not included if you upgrade to Level 3

Extended Health	Level 1	Level 2	Level 3	Level 4
No deductible 80% coverage for eligible drug expenses including medical cannabis coverage for specific medical conditions — contact GWL for more details. 100% reimbursement for other medical expenses Hospital — Semi-Private Room Vision — $250 for glasses/contact lenses plus 1 eye exam every 24 months Paramedical Practitioners — $500 per practitioner per policy year for Acupuncture, Chiropractor, Massage Therapy, Naturopath, Osteopath, Physiotherapy, Podiatrist, Speech Therapy. $2,500 for Psychologist/Social Workers		Member coverage only	Member & dependant coverage	Member & dependant coverage

Emergency Out of Country Medical	Level 1	Level 2	Level 3	Level 4
100% coverage for emergency out of country medical expenses

Teladoc	Level 1	Level 2	Level 3	Level 4
Referral to specialists for the diagnosis of designated serious illnesses or medical conditions

Consult + Virtual Health Services	Level 1	Level 2	Level 3	Level 4
24/7 phone, text or video chat access to doctors & nurses

NEW THIS YEAR! — ALAViDA Virtual Substance Use support	Level 1	Level 2	Level 3	Level 4
On demand substance abuse support from your phone or mobile device

Dental	Level 1	Level 2	Level 3	Level 4
80% coverage for basic dental procedures, including minor restorative Current general practitioners fee guide Recall exams eligible every 9 months			Member & dependant coverage	Member & dependant coverage

Health Spending Account	Level 1	Level 2	Level 3	Level 4
Health and Welfare contributions in excess of $2,700 are transferred to a health spending account (HSA). HSA amounts must be used within 2 plan years Amounts can be used for the expenses incurred by the member and any eligible dependants

NEW THIS YEAR! — MemberPerks Group Discount Benefits	Level 1	Level 2	Level 3	Level 4
Instant discounts with leading brand name companies

The summary above provides a brief overview of the four levels of coverage under the IATSE Local 856 Health and Wellness Benefits Plan. If there is any conflict between this summary and the Plan contracts and documents, the terms of the Plan contracts and documents will prevail.

PLAN BOOKLET

For complete details about our plan’s four levels of coverage, contributions, the annual enrolment period, and more, see the plan booklet.

ANNUAL ENROLMENT

Each summer during our annual enrolment period, you’ll receive an email from our plan’s administrator summarizing your coverage level and dependents for the upcoming year and your beneficiary for your group life insurance.

If your level has been reduced, you can choose to make an out-of-pocket top-up payment to keep your current level of coverage.

For an overview of the Health Plan, watch this video or see the plan summary. For complete plan details, see the plan booklet.

Managing your coverage

Managing your claims

BENEFITS AND CLAIMS APP

Access your benefits anytime, anywhere

Easy, convenient access to your health benefits is just a swipe away through the My Canada Life at Work app.
You can use the app to:

Download the app today.

Health and Wellness

Provided by the IATSE856 Health & Welfare Trust

WHO TO CONTACT

If you have questions about your coverage and how our plan works

If you have questions about claims and your Health Spending Account (HSA) balance

QUICK LINKS

HOW OUR PLAN WORKS

COVERAGE AT-A-GLANCE

PLAN BOOKLET

ANNUAL ENROLMENT

Managing your coverage

Managing your claims

BENEFITS AND CLAIMS APP

IATSE Local 856

© Copyright 2025 IATSE Local 856 – All rights reserved.

IATSE Local 856 is a member of the Winnipeg Labour Council and Manitoba Federation of Labour.